There’s a lot of talk about whether mortgage rates will stay under 7% as we move into 2026. Recent labor data indicates job growth is slowing, with unemployment dipping only because fewer people are participating in the workforce—not because hiring is surging. Meanwhile, inflation remains a concern, and we could see a rate hike in early 2027 as the Fed continues to chase that 2% inflation target, while keeping an eye on global events and the impact of AI.
For those considering waterfront property at the Jersey Shore, these national trends matter. From a builder’s perspective, I know how important it is to time your purchase with both the market and your long-term investment in mind. Structural integrity and hidden value in a property don’t change with the headlines, but understanding where rates and the economy are headed can help you make the most informed decision. My goal is always to help clients navigate these complexities—so your next home is as sound as it is stunning.
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