{"id":55,"date":"2026-10-07T17:00:00","date_gmt":"2026-10-07T17:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/dominickleonesellsnj-com\/?p=55"},"modified":"2026-10-07T17:00:00","modified_gmt":"2026-10-07T17:00:00","slug":"4-questions-shaping-us-housing-affordability","status":"publish","type":"post","link":"https:\/\/www.dominickleonesellsnj.com\/blog\/2026\/10\/07\/4-questions-shaping-us-housing-affordability\/","title":{"rendered":"4 Questions Shaping US Housing Affordability"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/dominick-2\/america-housing-deflation-remotion-videos-70e4\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Housing affordability has grabbed my attention lately, especially as buyers and sellers seem more out of sync than ever. Sellers are starting to offer more concessions, which could open up opportunities for those determined to own a home\u2014even as affordability remains a stretch. Right now, borrowing costs are the biggest obstacle: with benchmark Treasury yields hovering around 5% and average 30-year mortgage rates climbing into the low 7% range, the financial side can feel daunting. Just last month, the median monthly mortgage payment hit about $2,600\u2014a 3% increase from last year\u2014showing how much financing influences the market. The resale scene isn\u2019t loosening, either. Many homeowners are hanging onto their low-rate loans, which keeps listings scarce and sellers still aiming for those peak pandemic prices. From my experience evaluating homes\u2014especially here at the Jersey Shore\u2014structural value and market shifts go hand in hand. Industry leaders are calling this a correction toward stability, not a crash, thanks to solid equity and responsible lending. For those weighing their next move, understanding both the numbers and the bones of a home is more important than ever.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Housing affordability has grabbed my attention lately, especially as buyers and sellers seem more out of sync than ever. Sellers are starting to offer more concessions, which could open up opportunities for those determined to own a home\u2014even as affordability remains a stretch. Right now, borrowing costs are the biggest obstacle: with benchmark Treasury yields [&hellip;]<\/p>\n","protected":false},"author":467,"featured_media":56,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-55","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.dominickleonesellsnj.com\/blog\/wp-json\/wp\/v2\/posts\/55","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dominickleonesellsnj.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dominickleonesellsnj.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dominickleonesellsnj.com\/blog\/wp-json\/wp\/v2\/users\/467"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dominickleonesellsnj.com\/blog\/wp-json\/wp\/v2\/comments?post=55"}],"version-history":[{"count":1,"href":"https:\/\/www.dominickleonesellsnj.com\/blog\/wp-json\/wp\/v2\/posts\/55\/revisions"}],"predecessor-version":[{"id":58,"href":"https:\/\/www.dominickleonesellsnj.com\/blog\/wp-json\/wp\/v2\/posts\/55\/revisions\/58"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.dominickleonesellsnj.com\/blog\/wp-json\/wp\/v2\/media\/56"}],"wp:attachment":[{"href":"https:\/\/www.dominickleonesellsnj.com\/blog\/wp-json\/wp\/v2\/media?parent=55"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dominickleonesellsnj.com\/blog\/wp-json\/wp\/v2\/categories?post=55"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dominickleonesellsnj.com\/blog\/wp-json\/wp\/v2\/tags?post=55"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}